ob Name – PA (Business Unit): Cluster Manager Retail Agri
Will Handle Team of RM
Business Unit (PA) :Retail Agri
Job Purpose:
This position is responsible for New Business Development under Farmer Financing product. This will include mentoring sales officers and liaising with peers in other business groups.
Job Responsibilities(JR) : 6 – 8 Areas
Actionable (4-6)
Business Development
Scope the market, customers and understand trends / needs in focus Agri Value Chains.
Develop Customer Acquisition strategy and penetration strategy in focus Agri Value Chains.
Own the Customer relationships on FF activities; enable desired support to Line Teams / Corporates to get RIG penetration on mandates, activation & FF Assets.
Provide customer / field level inputs on New Product requirements & assist in customizing Corporate requirements
Develop FF Assets by coordinating with Corporate RM's on memo limit setup / repayments and FF team on farmer level documents and trnx.
Coordinating with internal and external stakeholders
Develop rapport with internal support Teams for limit approvals, disbursements and repayments of assets.
Develop know how on Agri Value Chain by interacting with leading Industry players like Corporate and Associations
Cross Sell: Generating leads for retail asset / Liability / Digital products.
Sales Officer Recruitment: Selection of candidate for Sales officer role.
Sales officer Training: Training Sales Officers on products, processes & policies.
Educational Qualifications
Key Skills
Graduation (Preferably Agri Business):
Post-Graduation (Preferably Retail Agri Business)
Sales and Influencing Skills
Banking Product & Process Knowledge
Agri Business and Supply Chain Knowledge
Regulatory Knowledge
Credit Understanding
Understanding of Documentation
Planning and Organizing Skills
Communication
Knowledge of Competition & Current trends in financial Industry.
Experience Required
Minimum experience - 1 – 7 yrs
Exposure to banking / financial industry (with Corporate background) is preferable
Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)
Customers
Wholesale Business verticals – CB/ ECG/ Business Banking
Credit
Operations
CCU
Retail
Audit
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